1st June 2020
214 views

My opinion on the riots

Made by ian in Feedback

Alatar
Member
1,164 posts
2,398
Seen 31st August 2023
1st June 2020, 09:52 PM

Well then.
0



Veteran
Master
3,526 posts
9,634
Seen 31st August 2023
1st June 2020, 10:12 PM

weend2014 wrote on 1st June 2020, 09:40 PM:
-redacted-
That's fair. I was just a little annoyed because the post got a lot of traction, without being fully explained. Although it's an opinion post, posts like these can sway a lot of people. It's not your fault at all but just something to keep in mind. It's important to know whatever you say, people will listen!

However, the article you credited contradicts your point. Firstly, I don't think that Sean Wotherspoon is a "small business". He has 1.1 million followers on instagram, a youtube channel with 200k followers. He is not your average business. Furthermore, you imply that he's going to have to pay it out, but that's not certain. From your own article:
Quote:
“We are insured, but I don’t know what we are covered for, and I don’t know whether we are covered for losses” in a civil disturbance, he said. “We may not know for a week or so.”
So you can't say that as it's for sure. I think it will be covered most likely anyways because there's videotape of it.

Furthermore, your article also mentions this:
Quote:
Basic liability is required by many landlords (though not all) in a lease agreement, protecting proprietors in the event that they face lawsuits from customers who are injured in their stores, among other legal claims. But it may be up to the individual business owners to decide how much insurance they want to buy to cover their inventory and equipment in case of theft, fire and other scenarios.
If business owners decide to cheap out on insurance, that's another problem in itself. My dad operates a self-owned business too and considering his store got broken into before, he's for sure fully insured. Business owners know the risk of operating businesses and especially in a city like Minneapolis, (which is only statistically safer than 4% of US Cities) it is silly to not fully insure your business.

To add on, the same article you mentioned also mentions people from the past who've been compensated for their businesses:
Quote:
Fraser Ross, owner of the Kitson chain of clothing and gift boutiques on Robertson Boulevard in West Hollywood, recorded video from across the street as people moved on from burglarizing the MedMen store nearby, smashed the windows of his outlet store and started hauling out clothes, accessories and what cash was in the register. He estimates that $300,000 worth of merchandise was stolen but believes all of it will be covered by his insurance, though he still needs to check with his lawyer.

“In 2002 we were robbed at gunpoint for $35,000 in watches,” Ross said. “Everything was covered.”
Quote:
Because of the COVID-19 crisis, Lara ordered insurance companies to refund a portion of commercial premiums for businesses affected by the pandemic through May and requested they extend grace periods for paying premiums through mid-July.

From your own article, it seems like they'll be okay.
2

+1 by Sugar and Alea
"Behind this mask there is more than just flesh. Beneath this mask there is an idea... and ideas are bulletproof." -V

USA
Member
394 posts
504
Seen 21st February 2022
2nd June 2020, 02:31 PM

weend2014 wrote on 1st June 2020, 09:40 PM:
Quote:
Hashir wrote on 1st June 2020, 09:11 PM:
Quote:
weend2014 wrote on 1st June 2020, 09:03 PM:
Quote:
Hashir wrote on 1st June 2020, 07:02 PM:
I respectfully disagree. I'm going to copy and paste what I said to people in real life about the same thing. I believe as long as the riots are not targeting small businesses, they're acceptable.
Quote:
Quote:
i think people fail to understand that people didn’t IMMEDIATELY go to rioting. We’ve seen that black people have tried for YEARS to peacefully protest, and they’ve only been brandished unpatriotic because of it. You also have to consider the fact that there are police instigating some of these riots undercover, as well as still engaging with people WHO ARE PEACEFULLY PROTESTING!!
So please stop with this narrative, no one immediately jumped to rioting
This isn't a narrative, stop justifying the ravaging of our cities.
Who's gonna pay for this damage? The taxpayers.
I'm not justifying it, I'm explaining why it's happening. Your post is very one sided and I'm explaining the side of others. If you want me to pick your post apart further, I can do that too
Also, I'm not sure where you got that information. Most businesses are insured so their insurance (usually) covers it. If you have a source for your information, please share it.
Of course my post is one sided, it's titled my opinion. It isn't meant to be informative, if someone wants to be informed about black lives matter and the murder of George Floyd they aren't going to turn to the DSGHQ Forums for information, they're going to read articles, watch the news, etc. I'm venting my frustration regarding the topic on a club penguin forum.
Also, not all damage is going to be covered by insurance. Many small businesses were already struggling due to the pandemic. So one could assume that if their insurance isn't able to cover property damages, then their businesses will go under. Not only that, but not all landlords require tenants to insure their inventory, so many small business owners, such as Sean Wotherspoon are likely going to have to pay for stolen inventory out of their own pockets. They don't have as much money as larger corporations such as target, who can easily pay for their stolen inventory and other damages.
If you want to read more about Sean Wotherspoon, check out this link. https://www.latimes.com/business/story/2020-05-31/business-insurance-looting-riots
Thats only regarding the privately owned establishments that have been looted or damaged. The publicly owned ones, that I apologize for not previously mentioning in my post, are payed for by tax payers. Damage done to roads, police stations, fire departments, parks, and more. Will come out of the pockets of tax payers.




1

+1 by candy
spoke,val,sid,candy

Login or join the forums to reply.